Same Day ACH (SDA) was rolled out in three phases between September 2016 and March 2018, giving Originators and ODFIs the option to send and settle payments on the same day for a small fee. Amendments to the Nacha Operating Rules then expanded it with a third processing window and raised the dollar limit for a single SDA entry.
This 90-minute Same Day ACH webinar explains what these changes mean for Originators, ODFIs and RDFIs, outlining both the opportunities and the impact on ACH operations and processing.
You'll review the timing of the third window, the possibilities opened up by the higher per-entry limit, the procedures and rules compliance involved, and the effect on exception processing.
WHY SHOULD YOU ATTEND?
Raising the single SDA entry limit from $25,000 to $100,000 brings more entries, most likely B2B payments, into the network. Institutions can benefit by offering SDA to business customers, while RDFIs must apply the faster funds availability rules for SDA and non-SDA entries in posting.
This session suits ACH and banking operations staff, compliance and risk professionals, treasury management, AAPs, originating companies, banking managers and ACH auditors.
AREA COVERED
- Timing of the third processing window for SDA entries
- Impacts of the SDA expansion on participants
- Possibilities created by the higher dollar limit for a single SDA entry
- Procedures, opportunities and rules compliance for the additional processing window
- RDFI timing for faster funds availability on SDA and non-SDA entries
- Potential impact on exception processing
LEARNING OBJECTIVES
- Describe the Same Day ACH rule changes and how they expanded SDA
- Outline the changes and opportunities for Originators and ODFIs
- Identify the added responsibilities for RDFIs receiving SDA entries
- List the benefits of the third processing window for Originators and ODFIs
- Define the funds availability requirements for RDFIs
- Recommend procedure changes based on the rule changes
WHO WILL BENEFIT?
- ACH Operations staff (new and seasoned professionals)
- Banking Operations Managers and Staff
- Compliance and Risk Professionals
- Treasury Management Professionals
- Aspiring and Current AAPs (Accredited ACH Professionals)
- Originating Companies (Business Owners)
- Banking Managers/Supervisors
- ACH Audit Personnel
Raising the single SDA entry limit from $25,000 to $100,000 brings more entries, most likely B2B payments, into the network. Institutions can benefit by offering SDA to business customers, while RDFIs must apply the faster funds availability rules for SDA and non-SDA entries in posting.
This session suits ACH and banking operations staff, compliance and risk professionals, treasury management, AAPs, originating companies, banking managers and ACH auditors.
- Timing of the third processing window for SDA entries
- Impacts of the SDA expansion on participants
- Possibilities created by the higher dollar limit for a single SDA entry
- Procedures, opportunities and rules compliance for the additional processing window
- RDFI timing for faster funds availability on SDA and non-SDA entries
- Potential impact on exception processing
- Describe the Same Day ACH rule changes and how they expanded SDA
- Outline the changes and opportunities for Originators and ODFIs
- Identify the added responsibilities for RDFIs receiving SDA entries
- List the benefits of the third processing window for Originators and ODFIs
- Define the funds availability requirements for RDFIs
- Recommend procedure changes based on the rule changes
- ACH Operations staff (new and seasoned professionals)
- Banking Operations Managers and Staff
- Compliance and Risk Professionals
- Treasury Management Professionals
- Aspiring and Current AAPs (Accredited ACH Professionals)
- Originating Companies (Business Owners)
- Banking Managers/Supervisors
- ACH Audit Personnel
Speaker Profile
Donna K Olheiser
Donna K Olheiser, AAP, is the vice president of Education Services and founder of Dynamic Mastership, LLC. Donna is an enthusiastic and energetic Certified Master Trainer with over 14 years’ training experience. She has designed and facilitated over 100 training sessions each year with her expertise being the rules for companies and financial institutions when processing specifically ACH electronic payments, then scheduling the training events to facilitate/deliver the material through a variety of venues (webinars, teleseminars, in-person workshops, including regional and national conferences). Donna has over 24 years of experience in the financial services industry which includes 9 years’ experience …
Upcoming Webinars
Elevate Your Workplace Wellness: 10 Critical Wellness Facto…
Project Management For Administrative Professionals
Onboarding is NOT Orientation - How to Improve the New Empl…
Managing Complex Projects - Project Management
Utilizing HR Metrics to Illustrate & Improve Human Resource…
Negotiating Skills For Professional Results - Winning Strat…
NEW Nacha Rule - Third-Party Sender (TPS) Roles and Respons…
FDA Technology Modernization Action Plan (TMAP) and Impact …
Paying and Receiving Payments for Referrals: You Can Go to …
Human Factors Usability Studies Following ISO 62366 and FDA…
Construction Lending And Real Credit Administration: Evalua…
Validation Statistics for Non-Statisticians
Thriving in a Hybrid Workplace: Keys to Leadership and Team…
Excel Power Skills: Master Functions, Formulas, and Macros …
Discover how Emotional Intelligence turns AI from a technic…
Batch Record Review and Product Release
ChatGPT for HR - Build HR Policy Framework and Strategy
Female to Female Hostility @Workplace: All you Need to Know
Copilot and HR: An Introduction for HR Professionals
The Perfect Storm Coming to Healthcare: Value Based Care Me…
Language is Code - Intro to AI - Generative AI - ChatGPT an…
Major cGMP Issues: FDA Concerns in 2026
Excel Spreadsheets; Develop and Validate for 21 CFR Part 11…
ChatGPT and Project Management: Leveraging AI for Project M…
I-9 Audits: Strengthening Your Immigration Compliance Strat…
Pivot tables beginner to advanced + 20 advanced Pivot table…
Emotional Intelligence: Mastering the Emotions of Great Lea…